In re Petition for Referendum to Repeal Ordinance 2010-27 of Margate City, ___ N.J. Super. ___ (App. Div. 2012). The Home Rule Act, N.J.S.A. 40:49-27, establishes the right to a public referendum regarding any ordinance that authorizes the incurring of an indebtedness. The question in this case, in which Judge Skillman wrote the opinion, was whether that right applies to a municipality organized under the Walsh Act, N.J.S.A. 40:70-1