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State Farm Guaranty Ins. Co. v. Hereford Ins. Co., ___ N.J. Super. ___ (App. Div. 2018).  Following an auto accident, the two insurance company parties to this appeal had a dispute about the reimbursement of personal injury protection (“PIP”) benefits.  State Farm had paid PIP benefits to its insured and then sued Hereford for reimbursement.  State Farm demanded arbitration of the dispute.  State Farm had a contract with Arbitration Forums, Inc. (“AF”) to conduct PIP arbitrations, and State Farm’s motion sought to use AF to deal with this dispute.  Hereford did...